5 types of Necklaces and when to wear them

When you get dressed each morning, you likely put some thought into the pieces you’re choosing, whether that’s a shirt and trousers that coordinate nicely or an accessory that ties your entire outfit together. Naturally, jewelry is hardly an exception to this rule. When you reach into your collection and look through your necklaces, the day that lies ahead undoubtedly plays a role in your choice.

1. Pearl Necklace

Pearls are the perfect piece to create a classic look in any formal setting. While they can be worn in more casual looks, there are few details that can rival pearls in terms of elegance. When you’re heading to a formal occasion or classy evening, a strand (or a few) of pearls is an ideal way to instantly boost your style—not to mention your confidence in rocking such a posh accessory.

2. Statement Necklace

types of necklaces

If you’re looking for a piece that helps you dress up a casual outfit for a dressier occasion (though perhaps not as formal as an event for which you’d reach for pearls), look no further than a bold statement necklace. This piece gives you the chance to showcase a taste of your personality through vivid colors or the design of a, particularly whimsical necklace. With a pop of color at your collar or a lengthy oversized piece, a statement necklace will stand out when you can’t afford to fade into the background.

3. Dainty Necklace

types of necklaces

Dainty jewelry is best used when stacked with other pieces. Combine your delicate silver necklace with a shorter necklace to better fit your neckline without sacrificing style. Or, choose from your daintiest pendants when your outfit needs a subtle touch of sparkle that won’t overwhelm an already daring look. This is a perfect piece for any top that’s highly embellished or detailed—unlike a more eye-catching statement piece, an airy necklace will be the perfect way to balance out your outfit, no matter the occasion.

4. Bold Pendants

types of necklaces

Not every bold necklace is necessarily a statement piece in the traditional sense. For example, bold pendants are a particular subset that might not catch the eye so blatantly but nevertheless whisper your chosen declaration. You’ll often find this sort of pendant on a long necklace, falling further down your torso than most collar-side statement pieces. These pendant necklaces allow you to dress up a casual outfit, even adding a dressy touch to something like a flannel.

5. Tactile Necklace

types of necklaces

In some cases, you’ll find that organic textiles are the best possible choice for your jewels of the day. Most often worn in casual settings, a necklace created from a material such as a paracord is one that you’ll have as hard a time keeping your hands off of as others will their eyes. With the tactile feedback of these pieces, or of those with details like beads, you’ll find these are an ideal addition for those dealing with autism or ADHD who might want that stimulation, creating a sort of accidental fidget jewelry. Read more about Unique Bridesmaids Neck Jewellery Ideas You Must Consider

No matter what type of necklace you reach for each morning, there’s likely a reason behind your choice. For many, that reason will be, at least in part, an expectation of what’s ahead for this particular day, not to mention the rest of the outfit you’ve chosen. With any of these styles or others, you’ll find there’s a perfect piece for your ensemble of choice. And, of course, you can always take a moment to remember another truth: rules were, after all, made to be broken. Why should fashion be any different? When you choose these details of your next outfit, keep these concepts in mind but remember—there’s no reason you can’t wear whatever piece most speaks to you.

Necklace Lengths Explained

LengthSizeBest For
Choker14 to 16 inchesHigh necklines and evening wear
Princess17 to 19 inchesEveryday wear and most necklines
Matinee20 to 24 inchesWork wear and casual outfits
Opera28 to 36 inchesFormal events, worn long or doubled
RopeOver 36 inchesLayering and formal looks

The princess length is the most popular, as it suits most people and most necklines. A choker sits high on the neck and suits a long neck. Longer lengths suit taller people and layered looks.

Choosing a Necklace for Your Neckline

Match your necklace to your top. A choker suits a strapless or off-shoulder top. A short pendant suits a V-neck, as it follows the line of the neckline. A princess length suits a crew neck or a collared shirt. A long necklace suits a turtleneck, as it breaks up the high neckline. Avoid wearing a necklace that fights with your neckline: a busy necklace with a busy top looks cluttered.

Caring for Your Necklaces

Store necklaces flat or hung up, so chains do not tangle. Keep them in a jewellery box or a soft pouch. Wipe gold and silver with a soft cloth after you wear them. Put perfume and hairspray on before you put on your jewellery, as chemicals can damage it. Take necklaces off before you swim, shower, or exercise. Check clasps often and fix them before they break.

Frequently Asked Questions

What are the five types of necklaces in this guide?

The five types are pearl necklaces, statement necklaces, dainty necklaces, bold pendants, and tactile necklaces.

What necklace length is most popular?

The princess length, 17 to 19 inches, is the most popular. It suits most people and most necklines.

When should I wear a pearl necklace?

Pearls are the perfect piece for a formal setting or a classy evening. A strand of pearls can boost your style at once.

How do I choose a necklace for my neckline?

Match the necklace to your top. A choker suits a strapless top. A short pendant suits a V-neck. A long necklace suits a turtleneck.

How do I care for my necklaces?

Store them flat or hung up so chains do not tangle. Wipe gold and silver with a soft cloth. Take them off before you swim, shower, or exercise.

Disclaimer: This guide gives general information only. Prices and styles can change. Check jewellers’ websites for current details.

Last Updated: 6 November 2026